Africa’s best cross-border hybrid digital bank.

A Blockchain bank right on your smartphone,

Where finance and technology merge to create the future of digital banking.

Open a non-resident account in minutes right from your phone and make your money go further.
Open an Account

Send, spend and save smarter

Open an account

Open an account

Sign Up for a Resident or Non-resident personal or business account in minutes.

Deposit your Funds

Deposit your Funds

Deposit in cryptocurrency or 20+ fiat currencies of your choice.

Spend

Spend

Explore the power of spending more simply.

Invest

Invest

Invest into thousands of different digital products.
mobile banking

How to get started

  • Download the app from the Apple App Store or the Google Play Store;
  • Enter your phone number and a verification code will be send to you;
  • Create an account by telling us who you are;
  • Verify who you are by uploading your photo ID and a proof-of-address by using our compliance portal;
Open an Account

Everyday banking

join us

Put money in your hands

Track your money all in one place and make your daily spending seamless.

Explore Open Banking

Pay and get paid, hassle-free

Send and request money with a tap, split bills easily with anyone in 200+ countries.

Explore Payments

Choose a Card

Explore Cards

On-Demand Pay

Explore On-demand Pay

Invest

join us

Crypto

Pay, send, receive and invest crypto right from your dashboard.

Explore Crypto

Stocks 

Access to the latest stock prices right from your dashboard.

Explore Stocks

Commodities

Explore Commodities

Saving Vaults

Explore Vaults

Insurance

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Home Insurance

Apply for home insurance.

Explore Home Insurance

Health Insurance

Apply for Health Insurance.

Explore Health Insurance

Car Insurance

Apply for Car Insurance.

Explore Car Insurance

Travel

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International Transfers

Make global payments in over 20+ currencies.

Explore International Transfers

Currency Exchange 

Exchange your money instantly.

Explore Exchange

Lounge Access

Access airport lounges and travel perks with VXL Bank

Explore Lounge Access

Understand your money spending better

  • Create custom categories to group your spending in ways that work for your lifestyle.
  • Divide single transactions into multiple categories to group your spending, your way.
  • Auto-export transactions to Google Sheets as they happen, for a detailed look at your spending.

Awesome and friendly support

Reach out to our support team for any technical issue, share your feedback or ask us about any query regarding your account. We are here for you.

Contact Support
Join us

Apply for an award-winning blockchain based digital bank account.

Start your journey to financial freedom today.

Open an Account

Spend, Save and Exchange.

Coming Soon

VXL Bank is a blockchain bank based in São Tomé and Príncipe, providing cross borders payments, prepaid card issuing, and multi-currency services.

Everyday Banking
Invest
Insurance
Travel

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VXL Bank S.A. is an authorised European EMI agent working under for the distribution and redemption of electronic money.

VXL Bank S.A. is an authorised financial institution license.

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