VXL Bank Standard

Get a VXL Bank account.

Transform the way you send, spend and save everyday.

Open an account in minutes.

We won’t ask you to visit a branch or bury you in paperwork. Opening an account with us takes a few minutes, and you can do everything straight from your phone.

virtual card

Free everyday benefits

Pay friends on VXL Bank for free, globally

Send and receive money in 30+ currencies with no hidden fees. Plus, transfers are always instant between VXL Bank friends, no matter where you are in the world.

Save as you spend with Rewards

We’ll fix you up with discounts and cashback offers from your favourite brands, so you can save when you spend. Just use your VXL Bank card when you shop. The offers shown are for illustration purposes only.

Split and settle bills without the hassle

From restaurant tabs to rent, split bills with anyone, even if they’re not on VXL Bank. Just tell us the numbers and we’ll do the maths.

Teach the next generation with VXL Bank Junior

Help kids get a headstand on spending and saving with VXL Bank Junior. Designed for kids and teens aged 6-17, they'll get their own app, so they can learn using our famous money tools

Payment Refill Card

Make your card truly yours

Turn everyday cards into something extraordinary with card personalisation.

Money management

Get your salary a day early with VXL Bank

Enjoy payday a day sooner when you switch your salary from you current bank to VXL Bank. You earned it! (Not FSCS protected).


Finance tracking made simple

Take control of your money with smart budgeting and analytics tools. Set limits to help you stick to your budget and get pinged to stay on track.

Manage subscriptions easily

Organise your subscriptions in VXL Bank to track your spending and see where you could save. Tap to stop an outdated payment in-app, and it’s just as easy to unblock if you make a mistake.


1 commission-free stock trade every month

Explore investments with 1 commission-free trade each month (other fees may apply). You could invest from just $1 in global companies like Apple and Amazon. Capital at risk, the performance shown is indicative.

Invest in crypto and commodities from just $1

Exchange crypto and commodities with fees of just 2.5% and 1.5% respectively. Get started from just $1 and make your money work for you. Capital at risk (Not FCA regulated).

Travel for less


Go global with fee-free foreign exchange

Make your foreign currency go further with VXL Bank.

Book your perfect Stay and get cashback

Explore accommodation all over the world and book your perfect spot in just a few taps. As well as exclusive rates and no booking fees from us, you’ll get cashback when you book.

Onboarding fee​

Individual Starter


  • $ 30/Month
  • Crypto Swap Limits ($50,000/month).
  • Card Spending Limits ($8,000/month).
  • Currency Account Balance Limit ($8,000/month).
  • Limited to 2 Fiat & 2 crypto currencies accounts.
  • 3% Exchange fee
  • Customer support
What are you waiting for?

Get the only financial super app

VXL Bank provides fintech services between the banking and blockchain space, with cross borders payments, prepaid card issuing, and multi-currency services.

VXL Bank S.A. is an authorised European EMI agent working under for the distribution and redemption of electronic money.

VXL Bank S.A. is an authorised financial institution license.

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